# Terms and Conditions

**Effective Date:** [4/14/2026]
**App Name:** [Workhub Digital Services]

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## 1. Acceptance of Terms

By accessing or using **[Your App Name]**, you agree to be bound by these Terms and Conditions.

If you do not agree, do not use the app.

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## 2. Services Description

[Your App Name] provides a platform for:

* Connecting clients and workers
* Identity verification (KYC)
* Payment processing
* Communication and service facilitation

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## 3. User Accounts

Users must:

* Provide accurate information
* Maintain account security
* Not share login credentials

We reserve the right to suspend accounts for violations.

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## 4. Identity Verification

Users may be required to complete identity verification through:

* DIDIT
* Dojah
* Face++

Failure to verify may limit access to services.

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## 5. Payments

* Payments are processed via **Paystack**
* We do not store card details
* Users agree to Paystack’s terms when making payments

All transactions are final unless otherwise stated.

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## 6. User Responsibilities

Users agree NOT to:

* Provide false information
* Engage in fraud or illegal activity
* Misuse the platform

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## 7. Platform Role

We act as a **facilitator** between users.

We are not responsible for:

* User conduct
* Service quality between users
* Disputes between users

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## 8. Termination

We may suspend or terminate accounts if:

* Terms are violated
* Fraudulent activity is detected

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## 9. Limitation of Liability

We are not liable for:

* Indirect or incidental damages
* Loss of data or profits
* Issues caused by third-party services

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## 10. Third-Party Services

The app uses:

* Supabase
* Google / Apple login
* Paystack
* Firebase
* DIDIT, Dojah, Face++

Users agree to the terms of these providers.

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## 11. Privacy

Use of the app is also governed by our Privacy Policy.

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## 12. Changes to Terms

We may update these Terms at any time. Continued use means acceptance.

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## 13. Governing Law

These Terms are governed by the laws of **Nigeria**.

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## 14. Contact

📧 **[info@workhubdigital.ng]**

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